Reserve studies for communities nationwide. Fast, modern, and built to be understood.
We are a reserve study company for HOAs, condo associations and community associations. An HOA reserve study tells your board what your community owns, when each piece wears out, what it will cost, and whether you are saving enough. You get the signed study your lender and insurer need, and a portal your whole board can open on a phone to see what the numbers actually do.
A real projection, from our sample property
$4,201 per unit
The special assessment this 84 unit association faces in 2032 at its current funding. An extra $53 per unit per month erases it entirely. That is the kind of number a reserve study exists to find.
See the full sample studyWho we work with
Self-managed boards
No management company, no in-house finance staff, and a statutory obligation that just showed up. We do the work and explain it in plain language.
Community managers
You have a portfolio and a calendar full of deadlines. One point of contact, dashboards your boards actually use, and studies that come back when we said they would.
Boards in transition
Declarant handover triggers its own study requirements in many states, often with an independence rule attached. We handle those specifically.
Service levels
Every tier includes the RapidView dashboard, the complete study, and the funding plan. The difference is how we gather the condition data.
Level I: Full Study
We visit the property, inventory and photograph every common element, and build the component schedule from scratch. The right choice for a first study or a community that has changed since the last one.
On site inventory and analysis
Level II: Hybrid Verification
You have a prior study. We come out, verify conditions against it, correct what has changed, and rebuild the funding plan on current costs.
Most common for recurring cycles
Level III: Rapid Remote Study
An update without a site visit, built from your prior study, your photographs, and current cost data.
Lowest cost, no travel
See what each level costs. We publish our prices, which is rare in this industry and deliberate.
Evidence, not opinion
Your roof, seen from above.
Every condition rating in your study is checked against its own photographic record before we sign it. A roof rated from the parking lot is an assumption; this is an observation.
Get your proposalHow we are different
- The study, delivered with a portal. The complete written study is the document of record, the thing your lender and your insurer ask for and the thing that gets filed. It arrives with a portal your board can open and drag a slider to see what an extra $53 a month per unit actually does to the 2032 problem.
- First Findings within 48 hours of the site visit. Three photographs, two numbers, and next steps, delivered before the full report. Nobody else in this industry sends an interim deliverable.
- Every cost cites its source. Published 2026 estimator data, location adjusted, with the source and the as-of date printed beside each component, and corrected by verified local costs as we accumulate them. Roofing and paving do not inflate at the same rate and neither matches headline CPI, so each class escalates on its own measured series.
- Audited before signed. Every condition rating is checked against its own photographic record before the study is signed: findings that cannot be evidenced do not ship.
- Every component is photographed. Each one we inventory is documented with dated images at the time of the visit, and those images stay attached to the component in your study. When a board three years from now asks why the roof was rated the way it was, the answer is a photograph rather than a recollection.
- Roofs are assessed from above. Drone and ground capture. Roofs, upper envelope and large site areas are photographed from above rather than estimated from the parking lot, and everything reachable on foot is measured and photographed where it stands. A roof seen from the ground is an assumption; a roof seen from above is an observation.
- Our own analysis engine. Over six hundred component types with their own service lives, priced against hundreds of cost sources rather than one national average, with the funding plan and the escalation computed rather than carried forward in a spreadsheet. It is the same reason the work is both fast and thorough: the speed comes from the tooling, not from doing less of it.
- Published prices and published methodology. If a firm will not tell you what it charges or how it computes your number, that is information too.
Ready for a real number?
Five fields and we start pulling your community's public records. You will hear back from an analyst within one business hour, 8am to 6pm Mountain.
Get your proposal